Capital Small Finance Bank

ATM Helpline Toll Free

* 8:00 AM to 8:00 PM

1800 120 1600

Great Place To Work RBI Kehta Hai

w.e.f November 1, 2020

Balance Requirement

  Normal Savings Account Capital Savings Account Capital Saver Savings Account Capital Super Saver Savings Account
Rural Area Rs.100/- (without cheque book) else Rs.300/- Rs.1,000/- Rs.5,000/-
(Quarterly Average Balance)
Rs.10,000/-
(Quarterly Average Balance)
Semi-Urban / Urban/ Metro Rs.300/- (without cheque book) else Rs.500/- Rs.1,000/- Rs.5,000/-
(Quarterly Average Balance)
Rs.10,000/-
(Quarterly Average Balance)

Demand Drafts and Pay Order

Normal Savings AccountCapital Savings AccountCapital Saver Savings AccountCapital Super Saver Savings Account
Payable at any location of CSFB and its corresponding Banker Rs.2.00 per thousand or part thereof minimum Rs.20/- Payable at any location of CSFB and its corresponding Banker Rs.1.50 per thousand or part thereof minimum Rs.20/- Payable at any location of CSFB and its corresponding Banker Rs.1.25 per thousand or part thereof minimum Rs.20/- Payable at any location of CSFB and its corresponding Banker - Free

Cheque Collection Period and Charges

 Normal Savings AccountCapital Savings AccountCapital Saver Savings AccountCapital Super Saver Savings Account
Local/Speed Clearing Cheques(including Local Cheques deposited at a location other than the parent branch)

T + 1 days or as per Local Clearing

(Collection charges-NIL)

T + 1 days or as per Local Clearing

(Collection charges-NIL)

T + 1 days or as per Local Clearing

(Collection charges-NIL)

T + 1 days or as per Local Clearing

(Collection charges-NIL)

Outstation Cheques (centers outside the purview of CSFB and its corresponding Bank Branches, CTS Grid and Speed Clearing)

Collection Charges charged by collecting bank + Rs.1.25 per thousand or part thereof. Min. Rs.15/- + Out of pocket expenses(postage charges). Max. Rs.100/- per instrument.

Collection Charges charged by collecting bank + Rs.1.25 per thousand or part thereof. Min. Rs.15/- + Out of pocket expenses(postage charges). Max. Rs.100/- per instrument.

Collection Charges charged by collecting bank + Rs.1.25 per thousand or part thereof. Min. Rs.15/- + Out of pocket expenses(postage charges). Max. Rs.100/- per instrument.

Collection Charges charged by collecting bank + Rs.1.25 per thousand or part thereof. Min. Rs.15/- + Out of pocket expenses(postage charges). Max. Rs.100/- per instrument.

Any Where Banking Facility

 Normal Savings AccountCapital Savings AccountCapital Saver Savings AccountCapital Super Saver Savings Account
1. ATM cum Debit Card & No. of Free Transactions Not Available

No. of Free Transactions (Financial & Non-Financial) On Capital Bank ATM - All are Free
On Other Bank ATM - First 3 & 5 are free in Metro & Non-Metro, afterwards

@Rs.20/- per FT

@Rs.10/- per Non FT

No. of Free Transactions (Financial & Non-Financial) On Capital Bank ATM - All are Free
On Other Bank ATM - First 3 & 5 are free in Metro & Non-Metro, afterwards

@Rs.20/- per FT

@Rs.10/- per Non FT

No. of Free Transactions (Financial & Non-Financial) On Capital Bank ATM - All are Free
On Other Bank ATM - First 3 & 5 are free in Metro & Non-Metro, afterwards

@Rs.20/- per FT

@Rs.10/- per Non FT

2. SMS Alert Charges

Rs.15/-per Quarter

Rs.15/-per Quarter

Rs.10/-per Quarter

Free
3. Internet Banking / Mobile Banking Free Free Free Free
4. Cash Deposit and Withdrawal charges at a Branch other than parent Branch Free up to Rs.25,000/- per day afterwards Rs.1.50 per thousand and part thereof will be charged. Free up to Rs.1,00,000/- per day afterwards Rs.1.50 per thousand and part thereof will be charged Free up to Rs.2,00,000/- per day afterwards Rs.1.50 per thousand and part thereof will be charged. Free up to Rs.5,00,000/- per day afterwards Rs.1.50 per thousand and part thereof will be charged.

Service Charges

 Normal Savings AccountCapital Savings AccountCapital Saver Savings AccountCapital Super Saver Savings Account
1. For Non Maintenance of Specified Balance If Minimum Balance > 50% but less than required balance Rs.100/- per Qtr. If < 50% Rs.200/-per Qtr. If Minimum Balance > 50% but less than required balance Rs.200/- per Qtr. If < 50% Rs.300/-per Qtr. If QAB > 50% but less than required balance Rs.300/- per Qtr. If < 50% Rs.350/-per Qtr. If QAB > 50% but less than required balance Rs.400/- per Qtr. If < 50% Rs.600/-per Qtr.
2. Cheque Book Charges Rs.2/- per cheque leaf Rs.2/- per cheque leaf Rs.2/- per cheque leaf Free
3. Cheque issued by you and returned unpaid. Rs.200/- per instrument Rs.150/- per instrument Rs.125/- per instrument Rs.100/- per instrument
4. Cheque deposited by you and returned unpaid Rs.75/- per instrument Rs.75/- per instrument Rs.50/- per instrument Free
5. NACH Return Charges Rs.100/- per return Rs.100/- per return Rs.100/- per return Rs.100/- per return
6. Account Closure Charges Before One Year Rs.100/- else Nil Before One Year Rs.100/- else Nil Before One Year Rs.100/- else Nil Before One Year Rs.100/- else Nil
7. Personal Accident Insurance for Rs.1.00 Lac Not Available Not Available Free (For First Year only & for First Holder) Free (For First Year only & for First Holder)
8. Loose cheque leaf charges Rs.10/- per loose leaf Rs.10/- per loose leaf Rs.10/- per loose leaf Rs.10/- per loose leaf
9. Duplicate Pass Book Issuance Rs.25/- Rs.25/- Rs.25/- Rs.25/-
10. Statement Charges (per page) Rs.5/- Rs.5/- Rs.5/- Rs.5/-
11. Revalidation / Cancellation Of Banker Cheque Rs.100/- per occasion Rs.100/- per occasion Rs.100/- per occasion Rs.100/- per occasion
12. Folio Charges Nil Nil Nil Nil
13. Standing Instruction Charges (Except RD A/Cs) Rs.25/- per instruction Rs.25/- per instruction Rs.25/- per instruction One free in a Qtr. Afterwards Rs.25/- per instruction
14. Addition/Deletion/Change in Signatory in the Account Rs.50/- per case Rs.50/- per case Rs.50/- per case Rs.50/- per case
15. Stop Payment Charges Rs.50/- per instrument Rs.50/- per instrument Rs.30/- per instrument Free
16. Balance Certificate Rs.50/- Rs.50/- Rs.50/- Free
17. ATM cum Debit Card Type & Charges        
i) Annual Fee Not Available RuPay Classic : Rs.149/-
RuPay Platinum : Rs.199/-
RuPay Classic : Rs.149/-
RuPay Platinum : Rs.199/-
RuPay Classic : Rs.149/-
RuPay Platinum : Rs.149/-
ii) Card Replacement Fee Not Available RuPay Classic : Rs.149/-
RuPay Platinum : Rs.149/-
RuPay Classic : Rs.149/-
RuPay Platinum : Rs.149/-
RuPay Classic : Rs.149/-
RuPay Platinum : Rs.149/-
18. RTGS/NEFT Charges        
i) From Branch Channel     Free Free
Upto Rs.10,000 Rs.5/- Rs.5/-    
Rs.10,001 to Rs.2.00 Lac Rs.15/- Rs.15/-    
Rs.2,00,001/- to Rs.5.00 Lac Rs.20/- Rs.20/-    
Rs.5,00,001/- onwards Rs.25/- Rs.25/-    
ii) From Mobile Banking / Internet Banking Free Free Free Free
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For Policy & FAQ's on Regulatory Moratorium Package COVID-19, click here

As per RBI directives, customers are advised to replace your existing magnetic stripe only debit cards with the EMV card from your branch.

Security Alert !!!
Please beware of Malicious Mobile Apps which can be used for fraudulent transactions. For information, click here

For Current Offers & Cash Backs on Rupay Cards, click here

RBI cautions Public against Fictitious Offers. For details, click here

RBI Kehta Hai – Public Awareness messages from RBI. Click Here
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