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Schedule of Charges on Savings Account

Normal Savings Account Capital Savings Account Capital Saver Savings Account Capital Super Saver Savings Account Capital E- Savings Account Limited KYC Account Capital E-Savings Account Full KYC Account
(Post conversion into Full KYC Account, Capital E-Savings Account will be converted into Capital Savings Account by default)
Rural Area Rs.100/- (without cheque book) else Rs.300/- Rs.1,000/- Rs.5,000/- (Quarterly Average Balance) Rs.10,000/- (Quarterly Average Balance) Rs.1,000/- Rs.1,000/-
Semi-Urban / Urban/ Metro Rs.300/- (without cheque book) else Rs.500/- Rs.1,000/- Rs.5,000/- (Quarterly Average Balance) Rs.10,000/- (Quarterly Average Balance) Rs.1,000/- Rs.1,000/-

Normal Savings Account Capital Savings Account Capital Saver Savings Account Capital Super Saver Savings Account Capital E- Savings Account Limited KYC Account Capital E-Savings Account Full KYC Account
(Post conversion into Full KYC Account, Capital E-Savings Account will be converted into Capital Savings Account by default)
Payable at any location of CSFB and its corresponding Banker Rs.2.00 per thousand or part thereof minimum Rs.20/- Payable at any location of CSFB and its corresponding Banker Rs.1.50 per thousand or part thereof minimum Rs.20/- Payable at any location of CSFB and its corresponding Banker Rs.1.25 per thousand or part thereof minimum Rs.20/- Payable at any location of CSFB and its corresponding Banker - Free NA Payable at any location of CSFB and its corresponding Banker Rs.1.50 per thousand or part thereof minimum Rs.20/-

Normal Savings Account Capital Savings Account Capital Saver Savings Account Capital Super Saver Savings Account Capital E- Savings Account Limited KYC Accoun Capital E-Savings Account Full KYC Account
(Post conversion into Full KYC Account, Capital E-Savings Account will be converted into Capital Savings Account by default)
Local/Speed Clearing Cheques(including Local Cheques deposited at a location other than the parent branch) T + 1 days or as per Local Clearing (Collection charges-NIL) T + 1 days or as per Local Clearing (Collection charges-NIL) T + 1 days or as per Local Clearing (Collection charges-NIL) T + 1 days or as per Local Clearing (Collection charges-NIL) NA T + 1 days or as per Local Clearing (Collection charges-NIL)
Outstation Cheques (centers outside the purview of CSFB and its corresponding Bank Branches, CTS Grid and Speed Clearing) Collection Charges charged by collecting bank + Rs.1.25 per thousand or part thereof. Min. Rs.15/- + Out of pocket expenses(postage charges). Max. Rs.100/- per instrument. Collection Charges charged by collecting bank + Rs.1.25 per thousand or part thereof. Min. Rs.15/- + Out of pocket expenses(postage charges). Max. Rs.100/- per instrument. Collection Charges charged by collecting bank + Rs.1.25 per thousand or part thereof. Min. Rs.15/- + Out of pocket expenses(postage charges). Max. Rs.100/- per instrument. Collection Charges charged by collecting bank + Rs.1.25 per thousand or part thereof. Min. Rs.15/- + Out of pocket expenses(postage charges). Max. Rs.100/- per instrument. NA Collection Charges charged by collecting bank + Rs.1.25 per thousand or part thereof. Min. Rs.15/- + Out of pocket expenses(postage charges). Max. Rs.100/- per instrument.

Normal Savings Account Capital Savings Account Capital Saver Savings Account Capital Super Saver Savings Account Capital E- Savings Account Limited KYC Account Capital E-Savings Account Full KYC Account
(Post conversion into Full KYC Account, Capital E-Savings Account will be converted into Capital Savings Account by default)
1. ATM cum Debit Card & No. of Free Transactions Not Available No. of Free Transactions (Financial & Non-Financial) On Capital Bank ATM - All are Free On Other Bank ATM - First 3 & 5 are free in Metro & Non-Metro, afterwards @Rs.21/- per FT @Rs.10/- per Non FT No. of Free Transactions (Financial & Non-Financial) On Capital Bank ATM - All are Free On Other Bank ATM - First 3 & 5 are free in Metro & Non-Metro, afterwards @Rs.21/- per FT @Rs.10/- per Non FT No. of Free Transactions (Financial & Non-Financial) On Capital Bank ATM - All are Free On Other Bank ATM - First 3 & 5 are free in Metro & Non-Metro, afterwards @Rs.21/- per FT @Rs.10/- per Non FT NA No. of Free Transactions (Financial & Non-Financial) On Capital Bank ATM - All are Free On Other Bank ATM - First 3 & 5 are free in Metro & Non-Metro, afterwards @Rs.21/- per FT @Rs.10/- per Non FT
2. SMS Alert Charges Rs.15/-per Quarter Rs.15/-per Quarter Rs.10/-per Quarter Free Rs.15/-per Quarter Rs.15/-per Quarter
3. Internet Banking / Mobile Banking Free Free Free Free Free Free
4. Cash Deposit and Withdrawal charges at a Branch other than parent Branch Free up to Rs.25,000/- per day afterwards Rs.1.50 per thousand and part thereof will be charged. Free up to Rs.1,00,000/- per day afterwards Rs.1.50 per thousand and part thereof will be charged Free up to Rs.2,00,000/- per day afterwards Rs.1.50 per thousand and part thereof will be charged. Free up to Rs.5,00,000/- per day afterwards Rs.1.50 per thousand and part thereof will be charged. NA Free up to Rs.1,00,000/- per day afterwards Rs.1.50 per thousand and part thereof will be charged

Normal Savings Account Capital Savings Account Capital Saver Savings Account Capital Super Saver Savings Account Capital E- Savings Account Limited KYC Account Capital E-Savings Account Full KYC Account
(Post conversion into Full KYC Account, Capital E-Savings Account will be converted into Capital Savings Account by default)
1. For Non Maintenance of Specified Balance If Minimum Balance > 50% but less than required balance Rs.100/- per Qtr. If < 50% Rs.200/-per Qtr. If Minimum Balance > 50% but less than required balance Rs.200/- per Qtr. If < 50% Rs.300/-per Qtr. If QAB > 50% but less than required balance Rs.300/- per Qtr. If < 50% Rs.350/-per Qtr. If QAB > 50% but less than required balance Rs.400/- per Qtr. If < 50% Rs.600/-per Qtr. If Minimum Balance > 50% but less than required balance Rs.200/- per Qtr. If < 50% Rs.300/-per Qtr. If Minimum Balance > 50% but less than required balance Rs.200/- per Qtr. If < 50% Rs.300/-per Qtr.
2. Cheque Book Charges Rs.2/- per cheque leaf Rs.2/- per cheque leaf Rs.2/- per cheque leaf Free NA Rs.2/- per cheque leaf
3. Cheque issued by you and returned unpaid. Rs.200/- per instrument Rs.150/- per instrument Rs.125/- per instrument Rs.100/- per instrument NA Rs.150/- per instrument
4. Cheque deposited by you and returned unpaid Rs.75/- per instrument Rs.75/- per instrument Rs.50/- per instrument Free NA Rs.75/- per instrument
5. NACH Return Charges Rs.100/- per return Rs.100/- per return Rs.100/- per return Rs.100/- per return NA Rs.100/- per return
6. Account Closure Charges Before One Year Rs.100/- else Nil Before One Year Rs.100/- else Nil Before One Year Rs.100/- else Nil Before One Year Rs.100/- else Nil Before One Year Rs.100/- else Nil Before One Year Rs.100/- else Nil
7. Personal Accident Insurance for Rs.1.00 Lac Not Available Not Available Free (For First Year only & for First Holder) Free (For First Year only & for First Holder) Not Available Not Available
8. Loose cheque leaf charges Rs.10/- per loose leaf Rs.10/- per loose leaf Rs.10/- per loose leaf Rs.10/- per loose leaf NA Rs.10/- per loose leaf
9. Duplicate Pass Book Issuance Rs.25/- Rs.25/- Rs.25/- Rs.25/- NA Rs.25/-
10. Statement Charges (per page) Rs.5/- Rs.5/- Rs.5/- Rs.5/- NA Rs.5/-
11. Revalidation / Cancellation Of Banker Cheque Rs.100/- per occasion Rs.100/- per occasion Rs.100/- per occasion Rs.100/- per occasion NA Rs.100/- per occasion
12. Folio Charges Nil Nil Nil Nil NA Nil
13. Standing Instruction Charges (Except RD A/Cs) Rs.25/- per instruction Rs.25/- per instruction Rs.25/- per instruction One free in a Qtr. Afterwards Rs.25/- per instruction Rs.25/- per instruction Rs.25/- per instruction
14. Addition/Deletion/Change in Signatory in the Account Rs.50/- per case Rs.50/- per case Rs.50/- per case Rs.50/- per case NA Rs.50/- per case
15. Stop Payment Charges Rs.50/- per instrument Rs.50/- per instrument Rs.30/- per instrument Free NA Rs.50/- per instrument
16. Balance Certificate Rs.50/- Rs.50/- Rs.50/- Free NA Rs.50/-
17. ATM cum Debit Card Type & Charges            
i) Annual Fee Not Available RuPay Classic : Rs.149/-
RuPay Platinum : Rs.199/-
RuPay Classic : Rs.149/-
RuPay Platinum : Rs.199/-
RuPay Classic : Rs.149/-
RuPay Platinum : Rs.149/-
NA RuPay Classic : Rs.149/-
RuPay Platinum : Rs.199/-
ii) Card Replacement Fee Not Available RuPay Classic : Rs.149/-
RuPay Platinum : Rs.149/-
RuPay Classic : Rs.149/-
RuPay Platinum : Rs.149/-
RuPay Classic : Rs.149/-
RuPay Platinum : Rs.149/-
NA RuPay Classic : Rs.149/-
RuPay Platinum : Rs.149/-
18. RTGS/NEFT Charges            
i) From Branch Channel     Free Free
Upto Rs.10,000 Rs.2.50 Rs.2.50     NA Rs.2.50
Rs.10,001 to Rs.1.00 Lac Rs.5/- Rs.5/-     NA Rs.5/-
Rs.1,00,001/- to Rs.2.00 Lac Rs.15/- Rs.15/-     NA Rs.15/-
Rs.2,00,001/- onwards Rs.25/- Rs.25/-     NA Rs.25/-
ii) From Mobile Banking / Internet Banking Free Free Free Free Free Free
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