Capital E-Saving Digital Accounts
Experience the world of simplified banking and exclusive benefits.
Easy to apply and wide access to funds
Flexibility in usage for farm assets and agricultural activities
Competitive interest rates
Capital Bank’s Kisan Credit Card is a special credit card designed to meet the financial needs of farmers. The card allows farmers to access timely and adequate credit to meet their production credit needs, as well as any contingency expenses and expenses related to ancillary
Standing crops and mortgage of agriculture land as per the scheme
Short Term KCC Limit – No Margin
Term Loan (Investment) – 25%
Third-party guarantee of substantial means
Income proof
Identity proof
Residential proof
Proof of ownership and cultivation of land
Other documents as per applicable rules
All farmers owning agricultural land
Having a regular source of income from agriculture
Farmers with a good credit history
Visit your nearest branch: To begin the process, bring your KYC documents and passport-sized photographs to your nearest branch. You can fill out the application form at the branch to get started.
Customer Care: Call us at 1800 120 1600, one of our representatives will get in touch with you.
Email: Mail us as at lead@capitalbank.co.in with your Name, Contact Number, Address & Message. One of our representatives will get in touch with you.
Kisan Credit Card is a special credit card designed to meet the financial needs of farmers. It allows farmers to access timely and adequate credit to meet their production credit needs, as well as any contingency expenses and expenses related to ancillary activities.
The credit limit for a Kisan Credit Card is determined by factors like cropping pattern, land holding, the value of security, farmer’s needs, and repayment capacity.
Applying for a KCC is simple, visit the nearest Capital Bank branch, bring the required documents, and fill out the application form. Application the process is easy and hassle-free.
Any individual/HUF with a satisfactory credit history and having age less than 70 years, who owns agricultural land and is engaged in crop cultivation can avail Kisan Credit Card Limit. However, If the age of applicant is more than 65 years, co-borrower with age less than 60 years is mandatory.
Yes, Farmers can make online transactions, including e-commerce purchases by using debit card issued with a Kisan Credit Card limit.
Yes, up to the card's credit limit and permissible ceiling of cash withdrawal per day.
RTGS/NEFT/IMPS/NACH payments received by the Bank in loan accounts after 9:00 p.m.,
will be considered as credit in next day for overdue calculation.