Capital E-Saving Digital Accounts
Experience the world of simplified banking and exclusive benefits.
Competitive interest rates and hassle-free paperwork
Up to ₹5 Lacs for qualified professionals, MBBS/BDS Doctors
Doorstep services with quick processing and disbursal of loans
Capital Bank Personal Loan is designed to provide financial assistance for various expenses such as marriage-related expenses, urgent educational or hospitalization expenses, or travel abroad. It’s your one-stop shop for fulfilling all your financial aspirations.
Personal obligation and post-dated cheques
Third-party guarantee of substantial means
Income proof
Identity proof
Residential proof
Other documents as per applicable rules
Individuals or group of individuals who are 18 years of age or older
Professionals and Self-employed
Salaried employees and Business community
Visit your nearest branch: To begin the process, bring your KYC documents and passport-sized photographs to your nearest branch. You can fill out the application form at the branch to get started.
Customer Care: Call us at 1800 120 1600, one of our representatives will get in touch with you.
Email: Mail us as at lead@capitalbank.co.in with your Name, Contact Number, Address & Message. One of our representatives will get in touch with you.
A Personal Loan is a financial product to help individuals meet various expenses such as marriage-related expenses, urgent educational or hospitalization expenses, or travel abroad. It’s a one-stop shop for fulfilling all your financial aspirations.
All Individuals such as Salaried, Self Employed, Businessman, Professionals having regular source of income and age below 65 years can avail personal loan facility from bank.
The personal loan can be repaid in 36 monthly instalments. The loan can be availed up to Rs. 1.00 lac by businessman and Self-employed, while ceiling for Salaried and Professionals ((CA’s, CS, Architects, valuers, Engineers, Business Consultants etc.) with minimum gross monthly income of Rs.20,000/-is Rs. 2.00 lacs. The Doctors (MBBS/BDS) can avail personal loan up to Rs. 5.00 lacs, subject to maximum 10 times of monthly income.
The eligibility criteria for a Personal Loan are to have a stable income, a good credit history, and meet the bank’s minimum income requirement.
Yes you can use Capital Bank personal loans for any of your personal requirements.
RTGS/NEFT/IMPS/NACH payments received by the Bank in loan accounts after 9:00 p.m.,
will be considered as credit in next day for overdue calculation.