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Capital SFB

Capital Premium Current Account

Features of Capital Premium Current Account

24x7 hassle-free access to your funds through Internet Banking/Mobile Banking

Easy and fast remittance of funds through RTGS/NEFT/IMPS

Payable At Par cheque book for unlimited intra day transactions

SMS Banking facility which allows you avail banking services

RuPay Debit Card providing with access to over 700+ lounges worldwide and 20+ lounges in India, insurance cover and many other offers

Receive Payments through our Point of Sale (POS) and Payment Gateways.

Banking at your Convenience with extended support and wide range of products and services

Avail various services at Nil/reduced charges

About Capital Premium Current Account

Capital Premium Current Account is primarily for large businesses that want to take advantage of additional benefits by maintaining a higher quarterly average balance.

Eligibility

Resident Individuals

Hindu Undivided Families (HUFs)

Sole Proprietorship, Partnership and LLP Firms

Public and Private Limited Companies

Trusts, Societies, Association and Clubs

Quarterly Average Balance of ₹1,00,000 for rural areas, semi-urban or urban areas and Metros

How to apply for Capital Premium Current Account ?

Visit your nearest branch: To begin the process, bring your KYC documents and passport-sized photographs to your nearest branch. You can fill out the application form at the branch to get started.

Customer Care: Call us at 1800 120 1600, one of our representatives will get in touch with you.

Email: Mail us as at lead@capitalbank.co.in with your Name, Contact Number, Address & Message. One of our representatives will get in touch with you.

Click:

Apply Now

Documents Required

Duly filled application form

PAN

KYC documents of the entity as per customer type

Address proof of the entity if different from entity proof

Official documents of authorized signatories

Declaration of credit facility

Benefits of Capital Premium Current Account

  • Quick Transactions: Transactions are quicker to help your customers eliminate tedious processes and switch to a more convenient payment option without incurring any costs. This makes it easier for them to complete transactions.
  • No Folio Charges: You will not be charged for maintaining records of your account through ledger folios. This means that you can keep track of your account without having to worry about additional fees.
  • Cheque Payments: You will receive free cheque leaves per month with this account, which means you can make all of your payments without having to worry about running out of cheques.
  • Cash Management: Whether you need to track your income and expenses, make budgeting decisions, or plan for the future, our options can help you manage your cash effectively.
  • Tax Payments: Tax payment facility is available for both individuals and businesses to utilize. This service allows them to easily and conveniently pay their taxes online, saving them time and effort.
  • Doorstep Banking: Take advantage of various banking services that come to you, including the option to have cash or checks picked up or delivered to you.
Other Benefits:
  • Experience state of art INTERNET BANKING & MOBILE BANKING
  • RuPay Debit Card providing with access to over 700+ lounges worldwide and 20+ lounges in India, insurance cover and many other offers.
  • Free Transfer of funds within Capital SFB accounts and through Mobile Banking/Internet Banking

Insurance Cover for Deposits

All bank deposits are covered under the insurance scheme offered by the Deposit Insurance and Credit Guarantee Corporation of India (DICGC), subject to certain limits and conditions. For more information, you can visit https://www.dicgc.org.in/ or scan the QR code.

FAQs

We recommend having a Capital Current Account for your business. This will help you manage your money safely and wisely. It also has features that make it easy to do business in a fast, secure way.

No, GST is not required to open a Capital Current Account, but you do need to provide documents like your entity’s KYC and information about the people who are allowed to sign for the account. This is required to open a Capital Current Account.

A Capital Current Account is specifically designed to meet the transactional needs of businesses. It is meant to be used for financial transactions, such as depositing and withdrawing money, paying bills, and transferring funds.

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