Capital E-Saving Digital Accounts
Experience the world of simplified banking and exclusive benefits.
24x7 hassle-free access to your funds through Internet Banking/Mobile Banking
Easy and fast remittance of funds through RTGS/NEFT/IMPS
Payable At Par cheque book for unlimited intra day transactions
All account benefits and charges for the Current Capital Plus Account category will also apply to this account
SMS Banking facility which allows you avail banking services by sending a simple SMS
RuPay Debit Card providing with access to over 700+ lounges worldwide and 20+ lounges in India, insurance cover and many other offers
The account is open to anyone who is eligible to open a Current Account by maintaining a quarterly average balance of ₹50,000. The interest can be earned on the funds above a certain threshold limit through a Flexi Fixed Deposit Account linked to the Current Account with auto sweep in and sweep out facility.
All Resident Individuals and Business entities eligible to open a Current Account
Quarterly Average Balance of ₹50,000 for rural areas, semi-urban or urban areas
Visit your nearest branch: To begin the process, bring your KYC documents and passport-sized photographs to your nearest branch. You can fill out the application form at the branch to get started.
Customer Care: Call us at 1800 120 1600, one of our representatives will get in touch with you.
Email: Mail us as at lead@capitalbank.co.in with your Name, Contact Number, Address & Message. One of our representatives will get in touch with you.
Duly filled application form
PAN
KYC documents of the entity as per customer type
Address proof of the entity if different from entity proof
Official documents of authorized signatories
Declaration of credit facility
All bank deposits are covered under the insurance scheme offered by the Deposit Insurance and Credit Guarantee Corporation of India (DICGC), subject to certain limits and conditions. For more information, you can visit https://www.dicgc.org.in/ or scan the QR code.
Yes, all individuals eligible to open a Current Account can open a Flexi Current Account.
No, GST is not required to open a Flexi Current Account, but you do need to provide documents like your entity’s KYC and information about the people who are allowed to sign for the account.
This account is available to all persons eligible to open a Current Account who by maintaining a quarterly average balance of ₹50,000 can earn interest on funds lying idle in their account.