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Flexi Current Account

Features of Flexi Current Account

24x7 hassle-free access to your funds through Internet Banking/Mobile Banking

Easy and fast remittance of funds through RTGS/NEFT/IMPS

Payable At Par cheque book for unlimited intra day transactions

All account benefits and charges for the Current Capital Plus Account category will also apply to this account

SMS Banking facility which allows you avail banking services by sending a simple SMS

RuPay Debit Card providing with access to over 700+ lounges worldwide and 20+ lounges in India, insurance cover and many other offers

About Flexi Current Account

The account is open to anyone who is eligible to open a Current Account by maintaining a quarterly average balance of ₹50,000. The interest can be earned on the funds above a certain threshold limit through a Flexi Fixed Deposit Account linked to the Current Account with auto sweep in and sweep out facility.


All Resident Individuals and Business entities eligible to open a Current Account

Quarterly Average Balance of ₹50,000 for rural areas, semi-urban or urban areas

How to apply for Flexi Current Account?

Visit your nearest branch: To begin the process, bring your KYC documents and passport-sized photographs to your nearest branch. You can fill out the application form at the branch to get started.

Customer Care: Call us at 1800 120 1600, one of our representatives will get in touch with you.

Email: Mail us as at lead@capitalbank.co.in with your Name, Contact Number, Address & Message. One of our representatives will get in touch with you.


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Documents Required

Duly filled application form


KYC documents of the entity as per customer type

Address proof of the entity if different from entity proof

Official documents of authorized signatories

Declaration of credit facility

Benefits of Flexi Current Account

  • Auto Sweep In/Out: Transactions are quicker to help your customers eliminate tedious processes and switch to a more convenient payment option without incurring any costs. This makes it easier for them to complete transactions.
  • No Folio Charges: You will not be charged for maintaining records of your account through ledger folios. This means that you can keep track of your account without having to worry about additional fees.
  • Maximum Liquidity: When you make a withdrawal, the money in your Flexi Fixed Deposit will automatically be transferred to your Current Account. This helps to maximize liquidity, meaning you can easily use your money as needed.

Insurance Cover for Deposits

All bank deposits are covered under the insurance scheme offered by the Deposit Insurance and Credit Guarantee Corporation of India (DICGC), subject to certain limits and conditions. For more information, you can visit https://www.dicgc.org.in/ or scan the QR code.


Yes, all individuals eligible to open a Current Account can open a Flexi Current Account.

No, GST is not required to open a Flexi Current Account, but you do need to provide documents like your entity’s KYC and information about the people who are allowed to sign for the account.

This account is available to all persons eligible to open a Current Account who by maintaining a quarterly average balance of ₹50,000 can earn interest on funds lying idle in their account.