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Rupees in Lacs

Particulars

Quarter Ended 31.12.2017

Unaudited

Quarter Ended 31.12.2016

Unaudited

9 Months Ended 31.12.2017

Unaudited

Year Ended 31.03.2017

Audited

1. Interest earned (a)+(b)+(c)+(d) 6.977.28 5,768.70 19,855.18 22,368.96
(a) Interest/disc. on advances/ bills 4,589.17 3,751.82 13,043.88 14,480.56
(b) Income on Investments 1,616.27 1,464.83 4,852.21 5,812.72

(c) Interest on balances with Reserve Bank of India and other inter bank funds

766.30 552.05 1,948.02 2,075.68
(d) Others 5.54 - 11.07 -
2. Other Income 470.26 484.81 1,491.89 1,989.06
3. Total Income (1+2) 7,447.54 6,253.51 21,347.07 24,358.02
4. Interest Expended 4,221.71 3,875.56 12,252.55 14,966.22
5. Operating Expenses (i)+(ii) 2,331.05 1,737.80 6,617.01 7,069.22
(i) Employees cost 1,114.51 949.62 3,232.05 3,781.58
(ii) Other operating expenses 1,216.54 788.18 3,384.96 3,287.64
- Rent,taxes and lighting 335.43 258.18 987.84 1,031.68
- Others 881.11 530.00 2,397.12 2,225.96
6. Total Expenditure ((4+5) excluding provisions and contingencies) 6,552.76 5,613.36 18,869.56 22,035.44
7. OPERATING PROFIT (3-6) (Profit before Provisions and Contingencies) 894.78 640.15 2,477.51 2,322.58
8. Provisions (other than tax) and Contingencies 3.02 (66.02) 183.01 150.09
9. Exceptional items  - - - -
10. Profit (+)/ Loss (-) from Ordinary Activities before tax (7-8-9) 891.76 706.17 2,294.50 2,172.49
11. Tax Expense 347.78 232.19 833.24 668.49
12. Net Profit(+)/Loss(-) from Ordinary Activities after tax (10-11) 543.98 473.98 1,461.26 1,504.00
13. Extraordinary items (net of tax expense)  - - - -
14. Net Profit (+)/ Loss (-) for the period (12-13) 543.98 473.98 1,461.26 1,504.00
15. Paid-up equity share capital (Face Value of Rs 10/- each) 2848.07 2,301.99 2,848.07 2,698.71
16. Reserves excluding Revaluation Reserves 20069.53 10,259.53 20,069.53 16,322.99
17. Analytical Ratios        
(i)Percentage of shares held by Government of India Nil Nil Nil Nil
(ii) Capital Adequacy Ratio 20.88% 18.92% 20.88% 22.95%
(iii) Earnings Per share (EPS) (in Rs.)        
(a) Basic EPS before & after extraordinary items(net of tax expense)-not annualized 1.91 2.06 5.31 6.53
(b) Diluted EPS before & after extraordinary items(net of tax expense)-not annualized 1.91 2.06 5.31 6.53
(iv) NPA Ratios        
(a) Amount of Gross Non Performing Assets 1939.33 1111.67 1939.33 1,398.56
(b) Amount of NetNon Performing Assets 1402.47 776.56 1402.47 979.02
(c) % of Gross NPAs to gross Advances 1.23% 0.96% 1.23% 1.02%
(d) % of Net NPAs to Net Advances 0.89% 0.67% 0.89% 0.72%
(v) Return on Assets (annualized) 0.67% 0.65% 0.67% 0.63%
18. Working        
Advances 158,254.13 115,789.26 158,254.13 136,959.51
Deposits 274,414.19 245,149.30 274,414.19 237,821.33
Total Working 432,668.32 360.938.56 432,668.32 374,780.84
Net Worth 22,917.60 12,561.52 22,917.60 19,021.70
19. Branches 92 68 92 73
Rural 47 32 47 35
Semi Urban 31 27 31 27
Urban 9 6 9 7
Metro Politan 5 3 5 4

*Restated EPS


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