Capital Small Finance Bank

ATM Helpline Toll Free

* 8:00 AM to 8:00 PM

1800 120 1600

Great Place To Work RBI Kehta Hai

Rupees in Crores

 

Particulars

Half Year Ended 30.09.2019
(Reviewed)

Half Year Ended 30.09.2018
(Reviewed)

Year Ended 31.03.2019
(Audited)

Year Ended 31.03.2018
(Audited)

A. Break-up of Income and Expenditure
1. Interest earned (a)+(b)+(c)+(d) 215.38 160.53 346.29 271.00
(a) Interest/disc. on advances/ bills 153.86 109.54 241.68 178.36
(b) Income on investments 35.54 32.23 64.34 64.93
(c) Interest on balances with Reserve Bank of India and other inter-bank funds 25.98 18.76 40.27 27.61
(d) Others - - 0.00 0.11
2. Other Income 21.22 13.56 31.31 22.86
3. Total Income (1+2) 236.60 174.09 377.60 293.87
4. Interest Expended 135.30 98.35 211.15 166.49
5. Operating Expenses (i)+(ii) 76.31 59.81 132.17 94.69
(i) Employees cost 38.39 28.44 65.28 45.93
(ii) Other operating expenses 37.92 31.37 66.89 48.76
- Rent, Taxes and Lighting 12.62 10.01 21.53 13.94
- Others 25.30 21.36 45.35 34.82
6. Total Expenditure ((4+5) excluding provisions and contingencies) 211.61 158.15 343.32 261.18
7. Operating Profit (3-6) (Profit before provisions and contingencies) 24.99 15.94 34.28 32.69
8. Provisions (other than tax) and Contingencies 7.25 8.39 7.35 2.98
9. Exceptional items - - - -
10. Profit (+)/ Loss (-) from Ordinary Activities before tax (7-8-9) 17.74 7.55 26.92 29.71
11. Tax Expense 4.75 1.93 7.51 10.69
12. Net Profit(+)/ Loss(-) from Ordinary Activities after Tax (10-11) 12.99 5.62 19.41 19.02
13. Extraordinary items (net of tax expense) - - - -
14. Net Profit (+)/Loss (-) for the period (12-13) 12.99 5.62 19.41 19.02
15. Paid-up equity share capital (Face Value 0f Rs10/- each) 30.09 28.48 28.48 28.48
16. Reserves excluding Revaluation Reserves 272.30 207.57 221.84 205.10
17. Analytical Ratios
(i) Percentage of shares held by Goverment of India Nil Nil Nil Nil
(ii) Capital Adequacy Ratio 17.57 % 17.69 % 17.47 % 19.66 %
(iii) Earnings Per Share (EPS) (in Rs)
(a) Basic EPS before & after extraordinary items(net of tax expense)-not annualized 4.43 1.97 6.82 6.86
(b) Diluted EPS before & after extraordinary items(net of tax expense)-not annualized 4.42 1.97 6.82 6.86
(iv) NPA Ratios
(a) Amount of Gross Non Performing Assets 56.18 32.70 33.96 21.13
(b) Amount of Net Non Performing Assets 40.72 24.20 24.22 15.43
(c) % of Gross NPAs to Gross Advances 1.85 % 1.47 % 1.30 % 1.14 %
(d) % of Net NPAs to Net Advances 1.35 % 1.09 % 0.93 % 0.84 %
(v) Return on Assets (Annualized) 0.57 % 0.32 % 0.51 % 0.64 %
B. Working
Deposits 4,107.00 3,231.44 3,667.26 1,852.99
Advances 3,041.78 2,227.31 2,608.78 2,850.52
Total Working 7,148.78 5,458.75 6,276.04 4,703.51
Net Worth 299.90 234.76 248.47 232.73
C. Branch Network
Rural 63 50 58 50
Semi Urban 46 38 42 33
Urban 29 20 20 12
Metro Politan 12 8 9 6
Total 150 116 129 101


As per RBI directives, customers are advised to replace your existing magnetic stripe only debit cards with the EMV card from your branch.

Security Alert !!!
Please beware of Malicious Mobile Apps which can be used for fraudulent transactions. For information, click here

For Current Offers & Cash Backs on Rupay Cards, click here

RBI cautions Public against Fictitious Offers. For details, click here

RBI Kehta Hai – Public Awareness messages from RBI. Click Here
clab_rightnavpic_corporatevideo.jpg
Site Credits : Seigospace