Capital Small Finance Bank

ATM Helpline Toll Free

* 8:00 AM to 8:00 PM

1800 120 1600

Great Place To Work RBI Kehta Hai

Rupees in Lacs

Particulars

Half Year Ended 31.03.2020

Audited

Half Year Ended 31.03.2019

Audited

Year Ended 31.03.2020

Audited

Year Ended 31.03.2019

Audited

1. Interest earned (a)+(b)+(c)+(d) 24,275.09 18,576.12 45,813.48 34,629.13
(a) Interest/disc. on advances/ bills 17,679.93 13,213.86 33,065.94 24,167.86
(b) Income on Investments 3,736.62 3,210.99 7,290.51 6,434.21

(c) Interest on balances with Reserve Bank of India and other inter bank funds

2,858.24 2,150.95 5,456.73 4,026.74
(d) Others 0.30 0.32 0.30 0.32
2. Other Income 2,173.48 1,774.93 4,295.50 3,130.67
3. Total Income (1+2) 26,448.57 20,351.05 50,108.98 37,759.80
4. Interest Expended 15,021.35 11,280.40 28,551.20 21,115.11
5. Operating Expenses (i)+(ii) 8,702.32 7,236.35 16,333.31 13,216.99
(i) Employees cost 4,625.35 3,684.67 8,464.20 6,528.33
(ii) Other operating expenses 4,076.97 3,551.68 7,869.11 6,688.66
- Rent,taxes and lighting 1,234.57 1,152.67 2,496.50 2,153.37
- Others 2,842.40 2,399.01 5,372.61 4,535.29
6. Total Expenditure ((4+5) excluding provisions and contingencies) 23,723.67 18,516.75 44,884.51 34,332.10
7. OPERATING PROFIT (3-6) (Profit before Provisions and Contingencies) 2,724.90 1,834.30 5,224.47 3,427.70
8. Provisions (other than tax) and Contingencies 1,040.81 (103.36) 1,766.25 735.25
9. Exceptional items - - - -
10. Profit (+)/ Loss (-) from Ordinary Activities before tax (7-8-9) 1,684.09 1,937.66 3,458.22 2,692.45
11. Tax Expense 444.80 558.13 920.01 751.04
12. Net Profit(+)/Loss(-) from Ordinary Activities after tax (10-11) 1,239.29 1,379.53 2,538.21 1,941.41
13. Extraordinary items (net of tax expense) - - - -
14. Net Profit (+)/ Loss (-) for the period (12-13) 1,239.29 1,379.53 2,538.21 1,941.41
15. Paid-up equity share capital (Face Value of Rs 10/- each) 3,380.72 2,848.07 3,380.72 2,848.07
16. Reserves excluding Revaluation Reserves 37,297.29 22,184.12 37,297.29 22,184.12
17. Analytical Ratios        
(i)Percentage of shares held by Government of India - - - -
(ii) Capital Adequacy Ratio 19.11% 17.47% 19.11% 17.47%
(iii) Earnings Per share (EPS) (in Rs.)        
(a) Basic EPS before & after extraordinary items(net of tax expense) 7.57 9.69 8.18 6.82
(b) Diluted EPS before & after extraordinary items(net of tax expense) 7.55 9.69 8.16 6.82
(iv) NPA Ratios        
(a) Amount of Gross Non Performing Assets 5,850.69 3,395.56 5,850.69 3,395.56
(b) Amount of Net Non Performing Assets 4,124.98 2,422.04 4,124.98 2,422.04
(c) % of Gross NPAs to gross Advances 1.76% 1.30% 1.76% 1.30%
(d) % of Net NPAs to Net Advances 1.25% 0.93% 1.25% 0.93%
(v) Return on Assets (annualized) 0.48% 0.69% 0.52% 0.51%
18. Working        
Advances 3,32,556.56 2,60,878.05 3,32,556.56 2,60,878.05
Deposits 4,44,662.33 3,66,725.80 4,44,662.33 3,66,725.80
Total Working 7,77,218.89 6,27,603.85 7,77,218.89 6,27,603.85
Net Worth 40,283.18 24,846.90 40,283.18 24,846.90
19. Branches 150 129 150 129
Rural 63 66 63 66
Semi Urban 46 30 46 30
Urban 29 24 29 24
Metro Politan 12 9 12 9

 


For Policy & FAQ's on Regulatory Moratorium Package COVID-19, click here

As per RBI directives, customers are advised to replace your existing magnetic stripe only debit cards with the EMV card from your branch.

Security Alert !!!
Please beware of Malicious Mobile Apps which can be used for fraudulent transactions. For information, click here

For Current Offers & Cash Backs on Rupay Cards, click here

RBI cautions Public against Fictitious Offers. For details, click here

RBI Kehta Hai – Public Awareness messages from RBI. Click Here
clab_rightnavpic_corporatevideo.jpg
Site Credits : Seigospace