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- Home
- Interest Rates
- Advances
Interest on Advances
| MCLR |
|---|
Rates for Different Maturities
| a. Overnight MCLR | 9.85 |
| b. One Month MCLR | 9.85 |
| c. Three Month MCLR | 9.85 |
| d. Six Month MCLR | 9.85 |
| e. One Year MCLR | 9.85 |
| f. Above One Year MCLR | 9.85 |
Housing Loan
| Interest Rates | Processing Fee |
|---|---|
| PS : MCLR + 0.75% NPS : MCLR + 1.00% |
0.50% of the Loan Amount |
Personal Loan & Consumer Loan
| Interest Rates | Processing Fee |
|---|---|
| Personal Loan : MCLR + 6.00% Consumer Loan : MCLR + 5.75% |
1.00% with minimum Rs.500/- |
Auto Loan / Transport Loan
| Interest Rates | Processing Fee |
|---|---|
| Two Wheeler : MCLR + 4.00% New Four Wheeler (Non-Commercial) : MCLR + 1.25% Transport Vehicle : MCLR + 3.00% |
1.00% with minimum Rs.500/- 0.50% of the Loan Amount 0.50% of the Loan Amount |
| Base Rate | 10.20% |
|---|
Pre-Payment Charges
Auto Loans
In case the account is adjusted before 1 year from the scheduled date of expiry or it is taken over by some other bank, premature charges will be levied @ 2%.
Minimum Rs.250/-, Maximum Rs.15000/-
Other Loans
In case the account is adjusted before 1 year from the scheduled date of expiry, premature charges will be levied @ 1%. In case the account is taken over by some other bank, premature charges will be levied @ 2%.
