Interest on Advances - Capital Small Finance Bank

MCLR

Rates for Different Maturities

a. Overnight MCLR	9.75
b. One Month MCLR	9.75
c. Three Month MCLR	9.75
d. Six Month MCLR	9.75
e. One Year MCLR	9.75
f. Above One Year MCLR	9.75

Housing Loan

Interest Rates	Processing Fee
PS : MCLR + 0.75% NPS : MCLR + 1.00%	0.50% of the Loan Amount

Personal Loan & Consumer Loan

Interest Rates	Processing Fee
Personal Loan : MCLR + 6.00% Consumer Loan : MCLR + 5.75%	1.00% with minimum Rs.500/-

Auto Loan / Transport Loan

Interest Rates	Processing Fee
Two Wheeler : MCLR + 4.00% New Four Wheeler (Non-Commercial) : MCLR + 1.25% Transport Vehicle : MCLR + 3.00%	1.00% with minimum Rs.500/- 0.50% of the Loan Amount 0.50% of the Loan Amount

Base Rate	10.20%

Pre-Payment Charges

Auto Loans
In case the account is adjusted before 1 year from the scheduled date of expiry or it is taken over by some other bank, premature charges will be levied @ 2%.
Minimum Rs.250/-, Maximum Rs.15000/-

Other Loans
In case the account is adjusted before 1 year from the scheduled date of expiry, premature charges will be levied @ 1%. In case the account is taken over by some other bank, premature charges will be levied @ 2%.

As per RBI directives, customers are advised to replace your existing magnetic stripe only debit cards with the EMV card from your branch.

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